[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.agia.cz\/trable-s-pujckou\/#Article","mainEntityOfPage":"https:\/\/www.agia.cz\/trable-s-pujckou\/","headline":"Trable s p\u016fj\u010dkou","name":"Trable s p\u016fj\u010dkou","description":"V \u017eivot\u011b naraz\u00ed \u010dlov\u011bk na nejedno \u00faskal\u00ed. A to nej\u010dast\u011bji na to spo\u010d\u00edvaj\u00edc\u00ed v tom, \u017ee se mu nedost\u00e1v\u00e1 pen\u011bz. N\u011bkdy jenom na banality, kter\u00e9 se daj\u00ed s lehk\u00fdm srdcem o\u017eelet, n\u011bkdy ale i na hodn\u011b podstatn\u00e9 v\u011bci, bez kter\u00fdch se jeden neobejde. A \u010dlov\u011bk to potom volky nevolky mus\u00ed \u0159e\u0161it n\u011bjakou tou p\u016fj\u010dkou. Nejlogi\u010dt\u011bji […]","datePublished":"2019-02-20","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.agia.cz\/author\/#Person","name":"","url":"https:\/\/www.agia.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/232437c79d6ebbb41eb67b1526ce0bc08ee5047d6b1594dc05abcc3258d8e0b3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/232437c79d6ebbb41eb67b1526ce0bc08ee5047d6b1594dc05abcc3258d8e0b3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"agia.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.agia.cz\/wp-content\/uploads\/img_a338639_w2630_t1551265116.jpg","url":"https:\/\/www.agia.cz\/wp-content\/uploads\/img_a338639_w2630_t1551265116.jpg","height":0,"width":0},"url":"https:\/\/www.agia.cz\/trable-s-pujckou\/","about":["Ekonomika"],"wordCount":515,"articleBody":"V \u017eivot\u011b naraz\u00ed \u010dlov\u011bk na nejedno \u00faskal\u00ed. A to nej\u010dast\u011bji na to spo\u010d\u00edvaj\u00edc\u00ed v tom, \u017ee se mu nedost\u00e1v\u00e1 pen\u011bz. N\u011bkdy jenom na banality, kter\u00e9 se daj\u00ed s lehk\u00fdm srdcem o\u017eelet, n\u011bkdy ale i na hodn\u011b podstatn\u00e9 v\u011bci, bez kter\u00fdch se jeden neobejde. A \u010dlov\u011bk to potom volky nevolky mus\u00ed \u0159e\u0161it n\u011bjakou tou p\u016fj\u010dkou. Nejlogi\u010dt\u011bji vypad\u00e1 mo\u017enost zaj\u00edt si takovou vy\u0159\u00eddit do banky. Proto\u017ee na koho jin\u00e9ho by se m\u011bl \u010dlov\u011bk obr\u00e1tit, \u017ee? Tedy pokud selhala mo\u017enost p\u016fj\u010dit si od sv\u00fdch nejbli\u017e\u0161\u00edch, co\u017e b\u00fdv\u00e1 to nejlevn\u011bj\u0161\u00ed a nejjednodu\u0161\u0161\u00ed \u0159e\u0161en\u00ed. \u010clov\u011bk tedy p\u0159ijde do takov\u00e9 banky, vylo\u017e\u00ed karty na st\u016fl, nech\u00e1 se prov\u011b\u0159it a \u2013 m\u00e1 sm\u016flu. Proto\u017ee on u\u017e na ten d\u00e1vn\u00fd z\u00e1znam v registru dlu\u017en\u00edk\u016f, o kter\u00e9m byla \u0159e\u010d v\u00fd\u0161e, sice d\u00e1vno zapomn\u011bl, uteklo u\u017e od t\u00e9 doby t\u0159eba i u\u010din\u011bn\u00e9 mo\u0159e \u010dasu, ale registry nezapom\u00ednaj\u00ed. A neodpou\u0161t\u011bj\u00ed. A banky jakbysmet. Banky cht\u011bj\u00ed m\u00edt \u017eadatele solventn\u00ed a spolehliv\u00e9, doslova \u010dist\u00e9 jako lilie, a kdy\u017e se vyno\u0159\u00ed n\u011bjak\u00e1 by\u0165 i d\u00e1vno zapomenut\u00e1 skvrnka na kr\u00e1se, m\u016f\u017ee b\u00fdt r\u00e1zem zle. I kdyby se \u010dlov\u011bk v tu chv\u00edli du\u0161oval, \u017ee u\u017e ono svoje d\u00e1vn\u00e9 pochyben\u00ed nehodl\u00e1 nikdy zopakovat, i kdyby svatosvat\u011b sl\u00edbil, \u017ee v\u0161e dodr\u017e\u00ed do punt\u00edku, \u017ee bude spl\u00e1cet v\u010das a bez probl\u00e9m\u016f, ostrouh\u00e1. A co m\u00e1 d\u011blat potom? Pokou\u0161et se o vymaz\u00e1n\u00ed onoho star\u00e9ho stigmatu? Sh\u00e1n\u011bt dal\u0161\u00ed a dal\u0161\u00ed dobrozd\u00e1n\u00ed v nad\u011bji, \u017ee t\u0159eba obm\u011bk\u010d\u00ed tvrd\u00e1 bank\u00e9\u0159sk\u00e1 srdce? Jist\u011b, i to m\u016f\u017ee zkusit, ale s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed to nebude ni\u010d\u00edm jin\u00fdm ne\u017e mrh\u00e1n\u00edm \u010dasem a silami. Proto\u017ee obr\u00e1zek u\u017e si o n\u011bm ud\u011blali a p\u0159esv\u011bd\u010dit n\u011bkoho ke zm\u011bn\u011b n\u00e1zoru neb\u00fdv\u00e1 snadn\u00e9. To u\u017e je jednodu\u0161\u0161\u00ed, ba dokonce daleko jednodu\u0161\u0161\u00ed j\u00edt jinam. Nejl\u00e9pe do n\u011bjak\u00e9 nebankovn\u00ed finan\u010dn\u00ed instituce, kde se nab\u00edz\u00ed nap\u0159\u00edklad takov\u00e1 americk\u00e1 hypot\u00e9ka. Proto\u017ee . Zde se \u010dlov\u011bku v jeho minulosti nikterak z\u00e1sadn\u011b nevrtaj\u00ed, zde nezkoumaj\u00ed to, m\u00e1-li jednozna\u010dn\u011b dostate\u010dn\u00e9 a dlouhodob\u011b jist\u00e9 p\u0159\u00edjmy, z nich\u017e by mohl p\u016fj\u010den\u00e9 pen\u00edze spl\u00e1cet, oko p\u0159imhou\u0159\u00ed i nad on\u00edm ne\u0161\u0165astn\u00fdm z\u00e1znamem v registru dlu\u017en\u00edk\u016f. Proto\u017ee tady se to \u0159e\u0161\u00ed jinak. Tady d\u00e1 \u010dlov\u011bk do z\u00e1stavy jakoukoliv svoji nemovitost a pen\u00edze, jich\u017e se mu nedost\u00e1v\u00e1, m\u00e1 k dispozici, ne\u017e bys \u0159ekl \u0161vec. A to i za \u00faroky srovnateln\u00e9 s t\u011bmi bankovn\u00edmi, ov\u0161em i s daleko del\u0161\u00ed mo\u017enost\u00ed spl\u00e1cen\u00ed a ni\u017e\u0161\u00edmi spl\u00e1tkami. A to se p\u0159ece vyplat\u00ed.                                                                                                                                                                                                                                                                                                                                                                                         3.7\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Trable s p\u016fj\u010dkou","item":"https:\/\/www.agia.cz\/trable-s-pujckou\/#breadcrumbitem"}]}]