[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.agia.cz\/podnikatelska-pujcka-a-jeji-rizika\/#Article","mainEntityOfPage":"https:\/\/www.agia.cz\/podnikatelska-pujcka-a-jeji-rizika\/","headline":"Podnikatelsk\u00e1 p\u016fj\u010dka a jej\u00ed rizika","name":"Podnikatelsk\u00e1 p\u016fj\u010dka a jej\u00ed rizika","description":"Budete na rozjezd podnik\u00e1n\u00ed pot\u0159ebovat p\u016fj\u010dku? Banky v\u00e1m r\u00e1dy p\u016fj\u010d\u00ed finance pot\u0159ebn\u00e9 na start va\u0161eho nov\u00e9ho projektu. Ale je spr\u00e1vn\u00e9 se hned na po\u010d\u00e1tku zadlu\u017eit? U n\u011bkter\u00fdch \u00fav\u011br\u016f budete muset ru\u010dit sv\u00fdm majetkem. U n\u011bkter\u00fdch se zav\u00e1\u017eete na dlouh\u00e9 roky dop\u0159edu. Bez pen\u011bz se ale na za\u010d\u00e1tku podnik\u00e1n\u00ed jist\u011b neobejdete. Lep\u0161\u00ed je v\u017edy nejprve zv\u00e1\u017eit […]","datePublished":"2019-07-05","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.agia.cz\/author\/#Person","name":"","url":"https:\/\/www.agia.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/232437c79d6ebbb41eb67b1526ce0bc08ee5047d6b1594dc05abcc3258d8e0b3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/232437c79d6ebbb41eb67b1526ce0bc08ee5047d6b1594dc05abcc3258d8e0b3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"agia.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.agia.cz\/wp-content\/uploads\/img_a349828_w2630_t1564851309.jpg","url":"https:\/\/www.agia.cz\/wp-content\/uploads\/img_a349828_w2630_t1564851309.jpg","height":0,"width":0},"url":"https:\/\/www.agia.cz\/podnikatelska-pujcka-a-jeji-rizika\/","about":["Podnik\u00e1n\u00ed"],"wordCount":434,"articleBody":"Budete na rozjezd podnik\u00e1n\u00ed pot\u0159ebovat p\u016fj\u010dku? Banky v\u00e1m r\u00e1dy p\u016fj\u010d\u00ed finance pot\u0159ebn\u00e9 na start va\u0161eho nov\u00e9ho projektu. Ale je spr\u00e1vn\u00e9 se hned na po\u010d\u00e1tku zadlu\u017eit? U n\u011bkter\u00fdch \u00fav\u011br\u016f budete muset ru\u010dit sv\u00fdm majetkem. U n\u011bkter\u00fdch se zav\u00e1\u017eete na dlouh\u00e9 roky dop\u0159edu. Bez pen\u011bz se ale na za\u010d\u00e1tku podnik\u00e1n\u00ed jist\u011b neobejdete.\tLep\u0161\u00ed je v\u017edy nejprve zv\u00e1\u017eit alternativn\u00ed varianty. Po\u010dkat na za\u010d\u00e1tek podnik\u00e1n\u00ed, jakmile si vyd\u011bl\u00e1te dostatek pen\u011bz z\u00a0va\u0161eho nyn\u011bj\u0161\u00edho zam\u011bstn\u00e1n\u00ed. Nebo zv\u00e1\u017eit p\u016fj\u010dku od sv\u00fdch zn\u00e1m\u00fdch \u010di rodiny. Pokud m\u00e1te dobr\u00e9 vztahy, \u00faroky po v\u00e1s cht\u00edt nebudou a v\u00e1m to u\u0161et\u0159\u00ed nemal\u00e9 pen\u00edze.\tJestli\u017ee ov\u0161em opravdu tou\u017e\u00edte po rychl\u00e9 za\u010d\u00e1tku podnik\u00e1n\u00ed a alternativn\u00ed varianty nep\u0159ich\u00e1z\u00ed v \u00favahu, doporu\u010dujeme v\u0161e nejprve prokonzultovat s\u00a0odborn\u00edky. Pou\u0161t\u011bn\u00ed se do n\u011b\u010deho nov\u00e9ho s\u00a0va\u0161imi emocemi p\u011bkn\u011b zam\u00edch\u00e1, konzultace s\u00a0odborn\u00fdm poradcem v\u00e1s proto vr\u00e1t\u00ed zp\u00e1tky do reality a n\u011bkdy v\u00e1m u\u0161et\u0159\u00ed velk\u00fd obnos pen\u011bz. Mo\u017en\u00e1 v\u00e1m va\u0161i p\u0159\u00e1tel\u00e9 i rodina \u0159ekli, \u017ee jste opravdov\u00fd vizion\u00e1\u0159 a \u017ee jist\u011b usp\u011bjete. I v\u00a0takov\u00fdch p\u0159\u00edpadech je ale lep\u0161\u00ed j\u00edt za odborn\u00edkem.\tNemysl\u00edme ov\u0161em bankovn\u00edho poradce, kter\u00fd v\u00e1m jist\u011b doporu\u010d\u00ed se zadlu\u017eit bez ohledu na v\u00e1\u0161 podnikatelsk\u00fd z\u00e1m\u011br. M\u011bl to b\u00fdt sp\u00ed\u0161e n\u011bkdo, kdo ji\u017e v\u00a0dan\u00e9m oboru podnik\u00e1 a da\u0159\u00ed se mu. Nebo n\u011bkdo z\u00a0podnikatelsk\u00e9ho informa\u010dn\u00edho st\u0159ediska, kter\u00fdch je v\u00a0republice cel\u00e1 \u0159ada a kter\u00e9 jsou zcela zdarma. Obvykle v\u00a0nich najdete specialisty, kte\u0159\u00ed denn\u011b vyslechnou velk\u00e9 mno\u017estv\u00ed nov\u00fdch podnikatelsk\u00fdch z\u00e1m\u011br\u016f. Mohou proto posoudit, jakou \u0161anci na \u00fasp\u011bch m\u00e1 ten v\u00e1\u0161.\t\tDal\u0161\u00edmi vhodn\u00fdmi poradci m\u016f\u017eou b\u00fdt ekonomov\u00e9, politologov\u00e9 \u010di zku\u0161en\u00ed obchodn\u00edci. Existuje tak\u00e9 \u0159ada lektor\u016f, kte\u0159\u00ed se soust\u0159ed\u00ed na nov\u011b vznikaj\u00edc\u00ed start-upy. Pokud pl\u00e1nujete takov\u00fd start-up zalo\u017eit, ur\u010dit\u011b je vhodn\u00e9 n\u011bjak\u00e9ho takov\u00e9ho poradce naj\u00edt a vyslechnout.\tVolba p\u016fj\u010dky m\u016f\u017ee b\u00fdt riskantn\u00ed a m\u016f\u017ee v\u00e1s st\u00e1t nemal\u00e9 \u00fasil\u00ed dluh splatit. Doporu\u010dujeme nepou\u0161t\u011bt se do toho bez pat\u0159i\u010dn\u00e9ho uv\u00e1\u017een\u00ed a odborn\u00e9 pomoci.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Podnikatelsk\u00e1 p\u016fj\u010dka a jej\u00ed rizika","item":"https:\/\/www.agia.cz\/podnikatelska-pujcka-a-jeji-rizika\/#breadcrumbitem"}]}]