[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.agia.cz\/kdyz-je-penez-malo\/#Article","mainEntityOfPage":"https:\/\/www.agia.cz\/kdyz-je-penez-malo\/","headline":"Kdy\u017e je pen\u011bz m\u00e1lo","name":"Kdy\u017e je pen\u011bz m\u00e1lo","description":"Dok\u00e1\u017eete si p\u0159edstavit \u017eivot podnikatele, kter\u00fd nem\u00e1 dostate\u010dn\u011b velk\u00e9 zisky, a tud\u00ed\u017e mu sch\u00e1zej\u00ed pen\u00edze? Pokud ano, jist\u011b se shodneme na tom, \u017ee nejde o nic z\u00e1vid\u011bn\u00edhodn\u00e9ho. Proto\u017ee jak se \u017eije takov\u00fdm podnikatel\u016fm? T\u011b\u017eko. Mus\u00ed p\u0159ece n\u011b\u010d\u00edm financovat fungov\u00e1n\u00ed sv\u00fdch firem, a kdy\u017e jim podnik\u00e1n\u00ed nevyn\u00e1\u0161\u00ed, nemaj\u00ed na to, a sami p\u0159ece tak\u00e9 mus\u00ed z […]","datePublished":"2025-10-05","dateModified":"2025-10-05","author":{"@type":"Person","@id":"https:\/\/www.agia.cz\/author\/#Person","name":"","url":"https:\/\/www.agia.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/232437c79d6ebbb41eb67b1526ce0bc08ee5047d6b1594dc05abcc3258d8e0b3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/232437c79d6ebbb41eb67b1526ce0bc08ee5047d6b1594dc05abcc3258d8e0b3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"agia.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.agia.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppp_10_7.jpg","url":"https:\/\/www.agia.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppp_10_7.jpg","height":0,"width":0},"url":"https:\/\/www.agia.cz\/kdyz-je-penez-malo\/","about":["Ekonomika"],"wordCount":380,"articleBody":"       Dok\u00e1\u017eete si p\u0159edstavit \u017eivot podnikatele, kter\u00fd nem\u00e1 dostate\u010dn\u011b velk\u00e9 zisky, a tud\u00ed\u017e mu sch\u00e1zej\u00ed pen\u00edze? Pokud ano, jist\u011b se shodneme na tom, \u017ee nejde o nic z\u00e1vid\u011bn\u00edhodn\u00e9ho. Proto\u017ee jak se \u017eije takov\u00fdm podnikatel\u016fm? T\u011b\u017eko. Mus\u00ed p\u0159ece n\u011b\u010d\u00edm financovat fungov\u00e1n\u00ed sv\u00fdch firem, a kdy\u017e jim podnik\u00e1n\u00ed nevyn\u00e1\u0161\u00ed, nemaj\u00ed na to, a sami p\u0159ece tak\u00e9 mus\u00ed z n\u011b\u010deho \u017e\u00edt. A tak nen\u00ed divu, \u017ee nejsou-li dost velk\u00e9 podnikatelsk\u00e9 p\u0159\u00edjmy, komplikuje se to. A to n\u011bkdy natolik, \u017ee se mus\u00ed s podnik\u00e1n\u00edm skon\u010dit. Ale skon\u010dit se samoz\u0159ejm\u011b nemus\u00ed hned. Ne\u017e se firma zav\u0159e, je \u010dasto z\u00e1hodno pokusit se ji zachr\u00e1nit. A jak z\u00e1chrana vypad\u00e1? T\u0159eba i jako p\u016fj\u010dka. Kdy\u017e toti\u017e podnikatel\u00e9 pot\u0159ebuj\u00ed pen\u00edze, jimi\u017e by udr\u017eeli sv\u00e9 podniky nad vodou, mohou si je na n\u011bjakou dobu zajistit i pr\u00e1v\u011b v t\u00e9to podob\u011b. Tedy mohou oslovit n\u011bjak\u00fd finan\u010dn\u00ed \u00fastav a po\u017e\u00e1dat ho, zda by jim vhodnou podnikatelskou p\u016fj\u010dku nedal.A da\u0159\u00ed se podnikatel\u016fm takovou p\u016fj\u010dku z\u00edskat? Jak kdy. Kdy\u017e jsou bonitn\u00ed, vyhov\u00ed jim r\u00e1da jak\u00e1koliv banka. Ale kdy\u017e bonitn\u00ed nejsou\u2026 To je jin\u00e1. Pak to vypad\u00e1 r\u00e1zem beznad\u011bjn\u011b. Banky podnikatele odm\u00edtnou, kdykoliv se jim zdaj\u00ed p\u0159\u00edjmy \u017eadatel\u016f n\u00edzk\u00e9, probl\u00e9mem b\u00fdvaj\u00ed i z\u00e1znamy v registrech dlu\u017en\u00edk\u016f nebo jin\u00e9 nedostatky.A tak podnikatel\u00e9 nakonec oslovuj\u00ed i nebankovn\u00ed spole\u010dnosti. Hledaj\u00ed tedy pomoc tam, kde se je\u0161t\u011b na rozd\u00edl od bank naj\u00edt d\u00e1. A na\u0161t\u011bst\u00ed se tu pro n\u011b \u0159e\u0161en\u00ed najde. Nebankovn\u00ed spole\u010dnost nab\u00edz\u00ed \u00ed nebankovn\u00ed hypot\u00e9ky, a kdy\u017e maj\u00ed podnikatel\u00e9 aspo\u0148 n\u011bjak\u00fd nemovit\u00fd majetek, kter\u00fdm se mus\u00ed u nebankovn\u00ed hypot\u00e9ky ru\u010dit, jsou \u00fasp\u011b\u0161n\u00ed. Dostanou k dispozici pot\u0159ebn\u00e9 pen\u00edze a d\u00edky nim maj\u00ed \u0161anci zvl\u00e1dnout v\u0161echny sv\u00e9 panuj\u00edc\u00ed podnikatelsk\u00e9 pot\u00ed\u017ee.Kdo se rozhodne pro vyu\u017eit\u00ed nebankovn\u00ed americk\u00e9 hypot\u00e9ky, nemus\u00ed b\u00fdt dokonal\u00fd. Nemus\u00ed m\u00edt velk\u00e9 p\u0159\u00edjmy ani \u010dist\u00e9 registry dlu\u017en\u00edk\u016f, a p\u0159esto pen\u00edze k dispozici dostane.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e je pen\u011bz m\u00e1lo","item":"https:\/\/www.agia.cz\/kdyz-je-penez-malo\/#breadcrumbitem"}]}]